Ask Doug about furlough and sabbatical travel insurance

Ask Doug about furlough and sabbatical travel insurance – Questions and Answers is a series of videos providing information on how to use your furlough and sabbatical medical insurance best for you and your family.

For the most up-to-date information on our furlough and sabbatical travel medical insurance options please –

visit our web page at https://www.gninsurance.com/travel/furlough-and-sabbatical
or call one of our international expat and travel insurance agents here at 480-813-9100 here in Gilbert, Arizona, USA
• or email us at [email protected].

Safe Global Travels – from your GNI Team here in Gilbert, Arizona!

Do I need to have a U.S. residence or address information, in order to purchase a furlough coverage option?
May I get a regular doctor check-up while on a furlough plan?
Will I be able to stay on these plans if I will be in the U.S. longer than 1 year or decide not go back internationally?
May a child enroll for these plans, without a parent?
Do I have to pay for medical treatment at the time of service and file a claim for reimbursement, or does the medical facility bill the insurance company directly?
How do I know if I have co-insurance on my furlough plan?

Do I need to have a U.S. residence or address information, in order to purchase a furlough coverage option?

Ask Doug questions and answers about furlough travel insurance is a series of videos providing information on how to use your furlough medical insurance best for you – https://www.gninsurance.com/resources/ask-doug.

Doug, do I need to have a U.S. residence or address information, in order to purchase a furlough coverage option?

Clare, the good news is you do not! Most of our furlough coverage eligibility requirements are based on your residency outside of the U.S. and may be purchased using your international address information.

Find out more information on your furlough travel insurance options, please visit here – https://www.gninsurance.com/travel/furlough-and-sabbatical

May I get a regular doctor check-up while on a furlough plan?

Doug, may I get a regular doctor check-up while on a furlough plan?

Hannah, short-term travel medical plans would not cover check-ups, maternity, pre-existing conditions, or immunizations. For this type of coverage, it would be best to look into an Affordable Care Act insurance (ACA) if you plan on staying in the U.S. for an extended period.

Find out more information on your furlough travel insurance options, please visit here – https://www.gninsurance.com/travel/furlough-and-sabbatical

Will I be able to stay on these plans if I will be in the U.S. longer than 1 year or decide not go back internationally?

Doug, will I be able to stay on these plans if I will be in the U.S. longer than 1 year or decide not go back internationally?

London, for anyone staying in the U.S. for 1 year or longer or those not returning overseas, we have some short term “gap” options. These are not Affordable Care Act insurance (ACA) plans and are available for a maximum of 3-6 months at a time, depending on your State.

Find out more information on your furlough travel insurance options, please visit here – https://www.gninsurance.com/travel/furlough-and-sabbatical

May a child enroll for these plans, without a parent?

Doug, may a child enroll for these plans, without a parent?

Yes, Grace! A child may be on any of these plans, individually, without a parent.

Find out more information on your furlough travel insurance options, please visit here – https://www.gninsurance.com/travel/furlough-and-sabbatical

Do I have to pay for medical treatment at the time of service and file a claim for reimbursement, or does the medical facility bill the insurance company directly?

Doug, do I have to pay for medical treatment at the time of service and file a claim for reimbursement, or does the medical facility bill the insurance company directly?

Ingrid, for most travel insurance plans, medical providers in the U.S. will bill the insurance company for you. If you have a deductible or coinsurance on your travel insurance policy, you will receive a bill at a later date.

Find out more information on your furlough travel insurance options, please visit here – https://www.gninsurance.com/travel/furlough-and-sabbatical

How do I know if I have co-insurance on my furlough plan?

Doug how do I know if I have co-insurance on my furlough plan?

Adriana, most furlough travel medical plans use a preferred provider network, or PPO, within the U.S. If you receive treatment within the PPO, typically there is no co-insurance, but there will be a co-insurance due if you do not use the network. You should be able to find this information in your policy documents. When in doubt, Adriana, please ask your agent here at Good Neighbor!

Find out more information on your furlough travel insurance options, please visit here – https://www.gninsurance.com/travel/furlough-and-sabbatical