GeoBlue Voyager Choice International Medical Insurance with Evacuation cover. If your regular health insurance doesn’t cover you while abroad, and your current health situation requires that you have coverage for pre-existing conditions, The GeoBlue Voyager Choice International Medical Insurance plan could be the right overseas insurance cover for you.
This plan is perfect for international leisure, educational, missionary or business travel. It offers a choice of varying medical limits and deductibles. For trips up to 6 months for ages 84 or younger.
BENEFIT-RICH TRAVEL HEALTH INSURANCE WITH PER DAY RATES UP TO SIX MONTHS
Covers pre-existing health conditions, provided you have a U.S. domestic health plan or Medicare.
Limitations On Pre-Existing Benefits: Pre-existing medical conditions are treated differently depending upon the plan you have selected.
The GeoBlue Voyager Choice plan is available to those who have primary insurance inside the U.S. and will cover medical treatment for pre-existing conditions. Please refer to the definition of a primary health plan for more specific information on what plans qualify as primary insurance.
Under the GeoBlue Voyager Essential plan, benefits are not available for any services received on or within 6 months after the Eligibility Date of an Insured Person, if those services are related to a Pre-existing Condition, as defined in the Definitions section of the Plan Description. This exclusion does not apply to a Newborn that is enrolled within 31 days of birth or a newly adopted child that is enrolled within 31 days from either the date of placement of the child in the home, or the date of the final decree of adoption.
The pre-existing conditions exclusion under GeoBlue Voyager Essential does not apply to the Medical Evacuation benefit, Repatriation of Remains benefit, or the Bedside Visit benefit. GeoBlue Voyager Essential does not require that the insured party have primary insurance at the time of enrollment.
- Medical Expenses, Emergency dental, Emergency evacuations, repatriation, flight accident AD&D.
- Add on coverage: Sports riders for up to age 65 participating in hazardous sports, enhanced AD&D payout
- Medical evacuation, medical health, repatriation of remains and more benefits than many other plans
- S. and non U.S. citizens may apply
- Direct payment to doctors/hospitals outside the U.S.
- Use any western style medical facility overseas or use contracted doctors in more than 180 countries
To quantify just a few of the many reasons it’s important to purchase travel insurance, and emergency travel services, here are a few real world examples of what can and does happen:
- You arrive in Belize, unlike your luggage. If it’s lost, who will help you find it? If it’s delayed, who will reimburse you for covered necessities? If it’s stolen, who will reimburse you for its contents?
- Your tour operator goes bankrupt. Who will pay for your non-refundable expenses? Who is able to assist in getting you to your destination?
- You’re walking down a street in Paris and twist your ankle. Who will assist you in finding an English-speaking physician?
Key Similarities Of Travel Plans:
Emergency Evacuation
This one is fairly simple: without coverage, if you have to be medically evacuated home from a distant shore, you could very well be out $100,000, if not more. So it is a no-brainer.
Baggage Protection
Most will reimburse you for items lost or damaged in transit, and cover expenses incurred because luggage is delayed
Of course, if you leave your smartphone in your swim trunks and go parasailing, it’s not covered.
Accidental Death and Dismemberment
Note that insurance companies will ask about your travel habits; so be sure you’re honest when you apply, as most have restrictions on particular “high risk” activities and sports. If you were to be maimed or die due to an accident while on your trip, it will pay whomever you designated as the beneficiary. If you become impaired from the loss of an eye or a limb, it will pay you.
The Value of Travel Insurance
Studies have shown that one in six Americans (17%) say their travel plans have been impacted by medical conditions, natural disasters including severe weather; or mechanical or carrier-caused problems, according to a recent survey for the US Travel Insurance Association. Unfortunately, only slightly more than 22% had travel insurance.
Call our travel medical insurance specialist at our toll free number 866-636-9100 / Or call us on our local number in Arizona is 480-813-9100 or email us for information at [email protected]. Our overseas medical insurance agents are here to serve you, our guests!
